Buying your first home is very exciting! Lift Home Lending loan specialists are here to guide you through every step of the loan process.
Before finding your new home, we can help you get pre-approved for free. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little or no money down, and we will work to ensure the loan meets your unique needs.
As a first-time homebuyer, it’s important to understand the mortgage process.
The mortgage process:
- Application – Complete your application and submit your requested financial documents.
- Pre-approval – Your loan officer will issue a pre-approval letter. It is good for 90 days.
- House Hunt – Find a property, negotiate with the seller, and get it under contract.
- Processing – Your loan will be processed and prepared for underwrting. All information and documentation will be verified.
- Underwriting – Your laon will be formally underwritten for approval.
- Appraisal – Your lender will order an appraisal.
- Conditions – You and your loan team will work together to satisfy all conditions assigned by the underwriter.
- Clear-to-close – Your loan will be cleared and ready for closing.
- Closing – You will go to the title company to sign documents to buy your new home.
As a first-time homebuyer, you may have a lot of questions. Our loan specialists are always available to provide you with personalized attention and guide you successfully through the mortgage process.
Have a question? Give us a call! One of our mortgage specialist would be happy to answer all of your questions.
Lift Home Lending is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.
